Preparing Your Marriage for Retirement

There is a lot of talk out there about how to deal with relationships after retirement. One thing that people often overlook is their marriage. If you think about it, you’ve been with your spouse for some time now. However, regardless of how long you’ve been together, you’ve been working full-time (or at least one of you has). The point is that you don’t spend a lot of time together. Once retirement hits, you’re both going to be free all day, every day. Aside from hobbies, friends, or other random obligations, you and your spouse are going to be together all the time.


This can put a strain on any marriage. Couples need to be prepared for this sudden influx of time spent together. It doesn’t have to be a negative situation, as long as you know how to handle it. It’s important to sit down and plan out your retirement, including which roles you’ll play. You will need to discuss how much time you really want to spend together, ways that you want to spend your time, and money.


Money is often the most difficult thing for people to discuss in their relationships. There is no way to avoid this discussion, however, because it needs to be addressed. Talk to your spouse about what your financial situation is like and how you will manage your money after retirement. Plan for times when you’re not sure how to break out of your long-ingrained working life routines and plan for the future in terms of what you want to do with each new moment.


The reality is that all you need to do is sit down and discuss the situation that you are about to get into. Talk to your partner. Figure out where you’re both at and where you are both going. It’s going to take a little work to re-invent your lives together without putting a strain on your relationship, but communicating is definitely the way to make the most of the situation and know that you’re going into this next stage of life prepared and not putting your relationship on the rocks.